借款合同：英文涉外借贷合同范本

借款合同：英文涉外借贷合同范本

借款合同：英文涉外借贷合同范本 　　loancontract 　　contractnumber：_____________ 　　borrower：________________ 　　address：_________________ 　　lender：__________________ 　　address：_________________ 　　 inaccordancewithprovisionsofcontractlawofthepeoples republicofchinaandbankofchina ， afterreviewingthestatusandtherequestoftheborrower ， thelenderagreestogranttheborroweralineofcrediton.th eborrower ， lenderandguarantor ， throughfriendlynegotiation ， haveexecutedthiscontractasfollows： 　　article1currency，amountandtermoftheloan： 　　1.thecurrencyunderthisloanisreiminbi. 　　2.thelineoftheloanisyuan. 　　 3.theperiodofthisloanis12monthsfromthedateofeffecti venessofthiscontract. 　　article2thepurposeoftheloan： 　　 1.thepurposeofthisloanisusedforworkingcapitalturnov er. 　 　 2.withoutwrittenapprovalofthelender ， theborrowercouldnotusetheloanoutofthescopeofthepurp ose. 　　article3interestrateandcalculationofinterest： 　 　 1.interestrate ： theinterestrateshallbe[***]duringtheloanterm ， ifthecountrysrelatedauthorityadjustedtheinterestrat eorthemannerofcalculationofinterest ， theinterestofthiscontractshallbeadjustedaccordingly afteroneyearfromthedateofexecutionofthiscontract.th eadjustmentshallbeconductedwhentheinterestrateareex ecutedoneyear.itisnotobligedtoinformtheborrowerwhen theadjustmentofinterest. 　　 2.theinterestshallbecalculatedfromthedateoffirstdra wdownandtheactualdaystheborroweruse.oneyearshallbec alculatedas360days. 　 　 3.thepaymentofinterests ： theborrowershallpaytheinterestsperquarter.thepaymen tdateshallbe ， and.ifthepaymentforthelastinstallmentisnotonthepaym entdate ， theinterestsshalldeducttheinterestfromthebankaccoun toftheborrower.intheeventthattheborrowerfailstopayt heinterestsontimeandthebalanceoftheaccountoftheborr owerisnotenoughforthepaymentofinterest ， thelendershallhaverightstocollectapenaltybeing[***] oftheoutstandingamountperdayfortheborrowersbreachof contract. 　　article4overdueinterestsandmisusinginterests 　　 1.iftheborrowerfailstorepaytheloanandcannotreachaag reementwiththelenderregardingtheextension ， thelendershallcollectanoverduepenaltyfor[***]oftheo verdueamountperday. 　　 2.iftheborrowerfailstousestheloaninaccordancewithth eprovisionssetforthinthiscontract ， thelendershallhaverighttochargeainterestsforthemisu singpartatarateof[***]perday. 　　article5account 　　 theborrowershallopenreiminbibasicaccountand/orforei gncurrencyaccountatthelenderorlendersbranchfortheus eofdraw-down，repayment，paymentofinterestsandfees. 　　article6draw-down 　 　 1.theloanunderthiscontractisrevolving ， thebalanceofthiscontractshallnotmorethanthelineofcr edit. 　　 2.theborrowershallsendadraw-downapplicationasthefor mhereinattachedinthiscontract7daysbeforethedateofdr aw-down. 　　 3.theborrowershallnotdrawtheloanlessthan1million. 　　article7conditionsfordraw-down 　　 thefollowingconditionsshallbesatisfiedinadvanceofth edraw-downdate： 　　 1.theborrowerhasopenedforeignaccountandreiminbiacco untattheofficeofthelenderorthebranchofthelender； 　 　 2.thiscontractandtheappendiceshavebeeneffective； 　　 3.theborrowerhasprovidedtherecognitionoftheinvestme ntorcertificateoftheinvestmenttothelender； 　　 4.theborrowerhasprovidedtheboardresolutionandpowero fattorneyregardingthisloancontract； 　　 5.theborrowerhasprovidedthelistandthesignaturesampl eoftheauthorizedpersonwhoempowertosignthiscontracta nddocuments； 　 　 6.theguarantyunderthiscontracthasbeeneffective； 　　 7.theborrowerhasbeensatisfiedthewarrantsunderarticl e11ofthiscontract； 　　 8.theotherrequirementforthedraw-downhavebeensatisfi ed. 　　article8repaymentplanandprepayment 　　 1.theborrowershallrepaytheloaninaccordancewiththest atusofitscash.theborrowershallinformthelenderthepay mentamountanddate[***]priortomakethepayment.theborr owershallbeobligedtorepaytheprincipalandrelatedinte restsonduedatewithoutanycondition. 　　 2.thepaymentmadebytheborrowerandthedeductionfromthe accountoftheborrowershallbeusedforrepayingtheintere statfirstandthenforrepayingtheprincipal. 　 　 3.intheeventtheborrowerfailstorepaytheloan ， thelendershallhaverightstodeductthedebtfromthebanka ccountoftheborroweratthelenderorempowerthebrancheso fthelendertodeductthedebtfromthebankaccountofthebor roweratthelendersbranches； 　　 4.theinstallmentofrepaymentshallnotlessthan1million. 　　article9debtcertificate 　　 thelendershallkeeprecordinthelendersaccountforthepr incipal ， interestsandfeesandotherfeesoftheborrowerunderthisc ontract ； theabovementionedrecordandthedocumentationforthedra w-down ， repaymentandpaymentofinterestisthecertificatesofthe debtsbetweentheborrowerandthelender. 　　article10guaranty 　 　 1. （ the'guarantor' ） shallbetheguarantorfortheloanunderthiscontractandta kejointlyliabilities. 　 　 2.duringthetermofthiscontract ， iftheguarantorsfinancialstatusbecomedeterioratedort heliabilitiesforrepaymentofdebtsbecomeweak ， thelendershallhaverighttorequesttheborrowerchangesg uarantororprovidemortgageandpawnsecuredforthisloanu nderthiscontract. 　　article11representationsandwarranties 　　i.theborrowersrepresentsandwarrantsasfollows： 　　 1.theborrowerisacompanydulyorganizedandvalidlyexist ingunderthelawofthepeoplesrepublicofchinaandhasthep owerandauthoritytoownitspropertytoconsummatethetran sactionscontemplatedinthiscontractandjointhelitigat ion.theborrowerhasthepowertohandleitassetsusedinope ration. 　　 2.theborrowerisatitsoptiontosignandperformthiscontr act.itistheborrowerstruemeaningandhasthepowertosign thiscontractanditisnotbreachitarticleofassociationo rregulationsorcontracts.theprocedureforsignatureand performanceofthiscontracthasbeengonethroughandfully effectiveness. 　 　 3.thealldocuments ， materials ， reportsandcertificatesprovidedtothelenderbytheborro werforconsummationofthiscontractistrue ， real ， competeandeffective 　　 4.theborrowershallnotconcealthefollowingeventswhich isbeinghappenedorhavebeenhappenedwhichwillcausethel enderrefusetoextendtheloan： 　 　 （ 1 ） theborrowerortheprincipalexecutivesoftheborrowerinv olveinmaterialeventswhichbreachregulations ， lawsorcompensationtoothers； 　　（2）pendingactionsandarbitration； 　 　 （ 3 ） theborrowersdebtsorproposeddebtsorliensandotherencu mbrances； 　 　 （ 4 ） theothermatterswillimpactthefinancialstatusorabilit iesofrepaymentforthedebts； 　 　 （ 5 ） theborrowerbreachedcontractwhichisbetweentheborrowe randothercreditors. 　　ii.theborrowerherebywarrantsasfollows： 　　 1.usingthecapitaloftheloanasusagesetforthinthiscont ract，theborrowerwillnotusetheloanasequityinvestment； theborrowerwillnotusethecapitaloftheloaninvestinsec urity ， future ， realestateetc.theborrowerwillnotlendtotheotherspriv atelyorinvolvingothermaterswhichisprohibitedbytheco untry.theborrowerwillnotmisusingorappropriationofth eloan. 　　 2.makingpaymentandrelatedexpensesinaccordancewithth eprovisionssetforthinthiscontract； 　　 3.providingupdatedfinancialstatementorfinancialbull etineveryquarter ； providingtheauditedfinancialreportatthefirstquartof eachyear ； providingoperationreport ， financialreportorotherfilesandmaterialsandshallwarr antthereality ， correctandeffectivenessforthefilesandmaterials； 　　 4.anyanti-guarantyorothersimilardocumentswillnotmak eanyimpactontherightsandbenefitsofthelenders； 　 　 5.acceptingthesupervisionofthelender ， providesassistanceandcooperationforthelenderssuperv isions； 　 　 6.willnotreducetheregistrationcapital ； priorapprovalfromthelendershallberequiredwhenthebor rowerchangesofshareholdersandoperationmanner （ includingbutnotlimitedtojointventure ， cooperation， jointlycooperation ； dissolution ， closedown ， liquidation ， transformation ； merger ； changetosharecompany ， usethehousing ， machineryorotherrealassetsortrademark ， intellectualproperty ， knowhow ， landingusingrightsorotherintangibleassetstoinvestin sharecompanyorinvestmentcompany ， tradingofoperationrightorownrightbycontracting ， jointoperation，trusteeship） 　　 7.theborrowershallinformthelenderandwarrantstheliab ilityunderitssecuritywillnotmorethannetassetsoftheb orrowerwhentheborrowerguaranteeforotherpartyormortg ageitsassets.theborrowerwarrantsthatwillnotdisposet heassetswhichwillmakeadverseimpactonitsabilityofpay ingdebts. 　　 8.theborrowerwillnotpaytheothersimilarloanspriortot helender； 　　 9.theborrowerwarrantstoinformthelenderimmediatelywh enthefollowingeventsoccurred： 　 　 （ 1 ） theeventofbreachofcontractunderthiscontractorotherl oanorguarantycontractsbetweentheborrowerandanybranc hesofbankofchinaorotherbanks ， non-bankfinancialorganization； 　 　 （ 2 ） theborrowerchangesshareholdersorrevisethearticleofa ssociation； 　 　 （ 3 ） theborrowersufferdifficultiesandbadresultinfinancia landoperation； 　 　 （ 4 ） theborrowerinvolvesinmaterialactionsorarbitration； 　　 10.theborrowershallkeepsufficientbalanceforrepaymen tprior[***]totheduedate. 　　 11.theborrowershallkeepitsbanktransactionsregarding incomecollection ， sellforeigncurrencyorbuyforeigncurrencyect.shallbec onductedatthelenderorotherbranchesofthelender.thetu rn-overforthecapitalshallsatisfythedemandofthelende r； 　　 iii.theborrowersrepresentationsandwarrantshereunder thiscontractshallbeeffectiveeventhoughanymendment ， supplementsorrevisedtobemadetothiscontract. 　　article12representationsandwarrantsofthelender 　　i.thelenderrepresentsandwarrantsasfollows： 　　 1.thelenderisastate-ownedcommercialbankorbranchduly organizedandvalidlyexistingunderthelawofp.r.candapp rovedbytheindustryandcommercialadministrationandhol dsthefinancialinstitutionslegalpersonlicensesandfin ancialinstitutionsoperationlicensetobequalifiedtoop eratefinancialbusiness. 　　 2.thelenderhastakenallnecessaryactiontoauthorizethe executionofthiscontractandperformanceofitsobligatio nsunderthiscontract.thelenderisdulyauthorizedtoexte ndthisloan. 　　ii.thelenderwarrantsasfollows： 　　 1.thelendershallextendtheloaninaccordancewiththepro visionssetforthinthiscontract. 　　 2.collectinterestsinaccordancewiththeregulationsoft hepeoplesbank. 　　article13eventsofbreachcontractandsettlement： 　　i.settlementoftheborrowerbreachofcontract 　　1.eventofbreachofcontract： 　 　 （ 1 ） theborrowerfailstousetheloaninaccordancewiththeagre edusageoftheloan； 　 　 （ 2 ） theborrowerfailstorepaythedueprincipalandpaytheinte rests ， expensesorotherpayableinaccordancewiththeagreedterm ofthiscontract； 　 　 （ 3 ） theborrowerbreachestherepresentationandwarrantssetf orthinarticle11. 　 　 （ 4 ） theborrowerbreachesotherloanagreementsorguarantyagr eementsortheguarantorbreachtheguarantyagreementwhic hmaymakeimpacttheborrowertoperformtheobligationsund erthiscontract. 　 　 （ 5 ） conclusiveevidencetoshowthattheborrowerlosethecapac ityofcreditorduringperformanceoftheobligationundert hiscontract ， thefinancialconditionsoftheguarantorareseriouslydet erioratingorotherreasonscausedtheguarantorthecapaci tyofcreditdecline. 　 　 （ 6 ） theborrowerbreachestheotherobligationsunderthiscont ract. 　 　 2.undertheabovecircumstances ， thelendershallhaverightto： 　 　 （ 1 ） requesttheborrowertorectifywithintheperioddesignedb ythelender； 　　（2）ceaseinextendingtheloanorcancelthecredit； 　 　 （ 3 ） declaretheloanunderthiscontractisdueandthelendersha llhaverighttodeducttheoutstandingamountfromtheaccou ntoftheborrower.theborrowershallnotappealagainstthe lender. 　 　 （ 4 ） declaretheloanisdueunderotherloanagreementsbetweent helenderandtheborrower ， requesttheborrowertorepaytheloanprincipals ， interests，andotherexpenses. 　　ii.thesettlementforthelenderbreachofthecontract 　　 1.thelenderfailstoextendtheloanasagreedinthiscontra ctwithoutanyreasons； 　　 2.thelenderbreachestheagreedinterestrateandcollecti onaddinterestsorotherfees； 　　 3.thelenderbreachestheprovisionssetforthinarticle12； 　 　 4.undertheabovecircumstances ， theborrowershallhaverightto： 　　（1）requestthelendertorectify； 　 　 （ 2 ） repaytheloanaheadoftimeandrefusetopayanycompensatio nforprepayment. 　　article14deduction 　　 theborrowershallpayinfullforthepaymentwithoutanycou nteractionoranycondition. 　　article15assignmentofthedebtandcredit 　　 1.theborrowershallnotassignitsrightandliabilityunde rthiscontracttootherthirdpartywithoutanywrittenappr ovalofthelender； 　　 2.intheeventtheborrowerassignitsrightandliabilityun derthiscontracttootherthirdpartyunderthewrittencons entofthelender ， thethirdpartyshallabidethiscontractwithoutanycondit ion. 　　 article16performanceofobligationandwaiverofrights 　　 1.theborrowerisindependentcontractorunderthiscontra ct ， itwillnotimpactbyanyotherrelationsbetweentheborrowe rwithotherpartyexcepttheotherprovisionssetforthinth iscontract. 　 　 2.thelendergiveanyextension ， toleration ， favortotheborrowerorpermittheborrowertodelayofperfo rmanceanyobligationunderthiscontractshallnotimpaira nyrightsofthelenderinaccordancewiththiscontractandl aws ， regulation ， itshallbedeemedtohavewaiveditsrightsunderthiscontra ctandtheobligationshallbeperformedbytheborrowerunde rthiscontract. 　 　 article17amendment ， supplementandinterpretationofthecontract 　　 1.thiscontractcouldbeamendedandsupplementeduponthew rittenagreementsconcludebytheparties.anyaamendmenta ndsupplementshallbeintegralpartyofthiscontract. 　 　 2.intheeventchangeoflaws ， regulationsorlegalpracticewhichwillcauseanytermscon tainedinthiscontractbecomeillegal ， invalidorlossofpractice ， theotherpartofthiscontractshallnotbeimpairedbyit.th ebothpartiesshallmakeeffortstochangetheillegal ， invalidorlossofpracticepart. 　　 3.forthemattersnotreferredinthiscontractshallbecons truedinaccordancewiththeprovisionsofthepeoplesbanko fchina. 　 　 article18disputeresolution ， governinglawandwaiverofexemption 　 　 1.theconclusion ， interpretationanddisputeresolutionshallbesubjecttot helawsofthepeoplesrepublicofchin.thedisputesarising fromtheexecutionofthiscontractshallbesettledthrough friendlyconsultationbybothparties.incasenosettlemen tcanbereached ， thedisputesshallbesubmittedtothepeoplescourtofthelo cationofthelenderforjudgment. 　　 2.theborrowershallnotrejectanyobligationduringthese ttlementofdisputes. 　　 3.theexecutionandperformanceofthiscontractandtherel atedtransactioniscivilbehavior.theborrowershallnota ppealtotakeactiontoexemptfromtheobligationunderthis contract. 　 　 （ ifbothpartiesagreetoapplyarbitration ， theabovetermshallbe：） 　 　 1.theconclusion ， interpretationanddisputeresolutionshallbesubjecttot helawsofthepeoplesrepublicofchin.thedisputearisingf romtheexecutionofthiscontractshallbesettledthroughf riendlyconsultationbybothparties.incasenosettlement canbereached ， thedisputesshallbesubmittedtochinainternationalecon omicandtradearbitrationcommissionforarbitration. 　　 2.thearbitrationshallbeconductedinaccordancewiththe arbitrationlawofpeoplesrepublicofchinaandprovisiona lrulesofprocedureofchinainternationaleconomicandtra dearbitrationcommission. 　 　 3.duringthearbitration ， thiscontractshallbeeffectiveandtheborrowershallnotd isclaimtheanyobligationsunderthiscontract. 　　 4.theexecutionandperformanceofthiscontractandtherel atedtransactioniscivilbehavior.theborrowershallnota ppealtotakeactiontoexemptfromtheobligationunderthis contract. 　　article19othermatteragreedbytheparties. 　　article20appendices 　　 thefollowingappendicesshallbeintegralpartofthiscont ract： 　　1.draw-downapplication 　　2._______________________ 　　article21notice 　 　 1.anynotice ， paymentnoticeortelecommunicationsshallbeforwardedto thefollowingaddress： 　　to：theborrower：_________________ 　　address：______________________ 　　postcode：____________________ 　　fax：__________________________ 　　to：thelender：___________________ 　　address：______________________ 　　postcode：____________________ 　　fax：__________________________ 　　 2.ifanychangeofaddressshallinformtheotherpartyimmed iately. 　 　 3.anynotice ， paymentrequestorcommunicationshallbeforwardedtothea boveaddress.thedatesonwhichnoticesshallbedeemedtoha vebeeneffectivelygivenshallbedeterminedasfollows： 　 　 （ 1 ） ifgiveninletteritshallbedeemedeffectivelygivenonthe fifthdayafterthedatemailedbyregisteredairmail ， postageprepaid； 　 　 （ 2 ） ifgivenbytelexitshallbedeemedeffectivelygivenonthed atetheotherpartyreturnedtheinformation； 　 　 （ 3 ） ifgivenbyfacsimileitshallbedeemedeffectivelygivenon thefirstdateoftransmission； 　 　 （ 4 ） ifgivenbypersonaldeliveryitshallbedeemedeffectively givenonthedateofpersonaldelivery ； thiscontractbecomeeffectiveaftersignedbytheauthoriz edrepresentativesofbothpartiesuntiltheloanandtheint erestsandotherrelatedexpensesbeclearedup.thiscontra ctisexecutedin_____originalandbeequallyauthentic.ea choftheborrower，thelendershallhold____copy. 　　borrower：______________ 　　lender：________________ 　　date：___________________